September 8, 2009

PASSION Ration cited in Divorce

Filed under: Relationships & More — admin @ 6:27 am

The Passion Ration

The last straw to finalize divorce proceedings in a marriage is when adultery is committed. I would say the hurt is unbearable for the loving partner who has been betrayed. Innocent Parties like the children and family members automatically become involved to take their share of the heartache when a marriage collapses.

Many couples manage to salvage what is left of their relationship and carry on regardless fighting a lost cause. It is not easy to put your feelings and emotions on hold. Emotions are a powerful force that comes back with vengeance filling you with anger and in some cases hate.

All the respect and trust has gone leaving that once happy relationship a farce. They say you forgive and forget. Sorry having none of it, forgive yes forget no, mental scarring does not heal.

So much suffering is caused by a one night stand or affairs that normally do not last long after the guilty party has lost everything. Ask your self is it worth it.

I do not condone such behaviour where a man or woman strays outside the Marital Home to seek pleasure; only in some cases there are reasons why partners go down this road seeking comfort elsewhere.

May be the adulterer is not the guilty one. What of the spouse who decides to ration the passion in the bedroom leaving the partner no choice but to have his or her needs fulfilled outside the marriage.

You need to think twice before making a one sided decision about when you want to play or not play ball in the bedroom. Excuse the pun, but the ball is in your court to put back the missing link that is causing your marriage and partner to suffer.

They say true love never runs smooth, and if that being the case then for a little happiness give me the rough with the smooth any day.

If you have a problem regarding being bored in the bedroom, talk it over with your partner.

Rekindling a relationship is a made a lot easier if both parties participate in trying to understand why such actions were taken in the first place. Talking it through may help you both realize that the marriage is worth saving.

Counselling is out there for couples struggling to come to terms with the fact the marriage is over. Consider the children’s feelings throughout any divorce proceedings, they will need time to adapt to having there whole life turned around.

Abide by your marriage vows, if out of spite you decide to sleep alone in the master bedroom then accept the fact that the guilty part is the Betrayer not the Strayer.

You will find some helpful advice on my information page if you are going through a divorce or tips on how to save your marriage . Counselling helps ease the pain. Check the information page htpp://www.benidormbeaches.com

Credit Card Debt after Divorce

Filed under: Relationships & More — admin @ 2:38 am

It is true that marriages are made in heaven. But everything falls flat on their butt once a marriage hits the rocks. Every bit of reconciliation fails and divorce seems to be the only way out. If everything - both financial and other aspects - is settled before parting ways, then we can say - all is well that ends well. But if the separation is not so amicable and there is some sourness left somewhere in terms of an unsettled financial debt, things can turn both ugly and complex.

One such difficult situation arises when one of the partners incur a credit card debt, and the credit card debt after divorce assumes the form of a Damocles sword in the form of collection people, constantly nagging either of the ex-spouses to settle the due. The situation is a bit tricky here because whether the person who incurred the debt or the other ex-spouse has the real responsibility of making the payment is still not defined clearly by the law. The situation gets more complex when it comes to joint accounts. But let us see the credit card debt after divorce now.

Credit Card debt after divorce - mostly in joint credit cards - is generally seen by the creditors as the joint responsibility of the couple. Actually the spouse who didn’t incur the amount is not liable to pay, but the credit card company may seek payment from both the parties as they care only about the money due to them. What settlement had been reached after divorce is of little interest to these people.

One may feel that closing out credit card accounts (joint) is a solution to all these problems. If you have a responsible spouse, well this will work. But the fact is that the account does not cancel itself until somebody makes the payment. Also, after divorce, it is legally not practical to divide the debts. Hence these are some practical solution, from best to worst.

- Sell any joint asset (say, home) and pay the debt and close the account. It is a classic example of killing two birds with a stone.

- Separate credit cards can be a better option in such a situation. After applying, get the dues transferred into individual cards, divided according to your own logic or the way you spent.

- In this regard, if one of the spouses is not qualified to get a card, get one of the relatives to cosign the card before transferring the share of balance.

But, rather than being through this ordeal, the best option is to get yourself everything settled before divorce. It is always a pain to go behind all these joint issues when you are about to start a new life. Take Care!

Jakob Jelling is the founder of Cashbazar.com. Please visit www.cashbazar.com/credit-cards.shtml and learn all about credit cards.