Omitting the technical details, each desktop computer nowadays should be protected by 3 crucial components making the core of integrated threat prevention. These components are: antivirus, antispyware, and firewall. Reporting and alerts are a must that way you can pinpoint the culprits and then have a talk with Bill about the reason his computer is always so slow - the spyware he keeps downloading.

Scheduling and real-time scanning are the leather seats/steering wheel on this piece of software, to prevent new infestations from re-clogging your computer network again and again. Anti-spyware that is bundled or integrated will be the favored choice for an entrepreneur or SMB, you won’t have several licenses to deal with and the software will update the whole rather than parts. The way spyware/ malware is gaining in strength an updated anti-virus/anti-spyware/anti-spam module is better than wondering whether each piece is updated. Data loggers, key loggers are just a few programs which harvest info from your computer. Winclear is the only program created specially to auto remove such spywares. Experts are now saying that nothing is 100 percent secure on the internet anymore and users must take steps to protect themselves. That is why every computer owner needs winclear.

Protect With Winclear :Search Yahoo Web History For Desiree Sanchez
The site also recommends using a browser other than Internet Explorer, as IE is generally more vulnerable to attacks than other browsers. It is important to note that hackers have the ability to make an e-card or email look like it came from a reputable site, and even a friend or relative. If the e-card is sent by someone you know, it might be a good idea to contact them and confirm that they indeed sent it before you open it. Additionally, if it’s sent by a “secret admirer,” or other anonymous source, don’t take the chance. Winclear is the only software which is capable of removing keylogger programs. Many people ask the question of whether cookies are harmful for their computers. Winclear has been the industry leader in fighting keyloggers for the last 8 years.

Winclear:
So how can we prevent this to get happen to us. That is the reason why you need Winclear installed onto your computer. This kind of malware usually collects private data reports it to home server and creates the profile of your browsing activities. Protect your computer security by using Winclear! More about Winclear here: Winclear.

Even though, the most promising spyware removal programs may not assist in cleaning an individual’s computer system. Still, it is advisable to compare numerous spyware detectors available in the market and choose the one, which best fits an individual’s need. Spyware is a constant and annoying problem. Thus, the users have to stay well informed of the present definitions of spyware, adware, firewall, malware, and other antivirus programs. Stay aware and enjoy the details accessible through the WWW (World Wide Web). Scheduling and real-time scanning are the leather seats/steering wheel on this piece of software to prevent new infestations from re-clogging your computer network again and again.

What you should install on your PC is Anti-Spyware software as it will locate and destroy any Spyware that if finds on your computer. There are also a number of programs that claim to be anti-spyware that do not work. Worse these programs actually add more spyware to your system. Data loggers, key loggers are just a few programs which harvest info from your computer. Winclear is the only program created specially to auto remove such spywares. Every day computer users are haunted by stories of people falling victim to identity theft. That is why every computer owner needs winclear.

Protect With Winclear :Aei Internet Hosting Web Company History
I could not get many of the items off the computer. I decided to reformat. So, I backed up my data and reformatted the entire hard drive with a new version of windows completely updated. I have Mcafee on the front door and Netdetector for spyware. Within minutes of browsing with Internet Explorer, Netdetector found a rootkit and and a hard to remove trojans. Still, I lost so much valuable data from the malware, I was looking for something better. Keylogger companies actually guarantee that nobody can detect their software so I knew I must do better than a couple software packages. Winclear is the only software which is capable of removing keylogger programs. They make it possible to visit most websites and can actually speed up and make your browsing experience safer. Winclear has been the industry leader in fighting keyloggers for the last 8 years.

Winclear:
Free applications are usually light-weight with little fancy graphics and animation. That is the reason why you need Winclear installed onto your computer. And I mean not demo versions of software not trial editions but fully functional tools that many PC users either have never heard about or just don’t trust anything that goes with a 4-letter word. Protect your computer security by using Winclear! More about Winclear here: Win Clear.

Do you think software is boring? Think again. Software companies have developed products that change your voice, make funny pictures and even predict your future. Curious? Read on.

AV Voice Changer (Avnex Ltd)

Browbeaten by bad chaps? Not allowed to play adult games? Want nobody to recognize your real identity? Now with AV Voice Changer Software, you not only can escape others’ threats but also do “haunt” them the other way round. Like a “ghost”, you can roam freely in voice chat rooms and online games. Being anonymous, you can play tricks on your buddies or, who knows, catch your hubby (or wife) in the act.

No matter they are male or female, young or old, you still can “catch” them with this online voice changer software. Now that you can disguise your voice, playing the role of a passionate gentle man, or a sexy chick, or a naughty teen gal is just as easy as apple pie.

How does this computer voice changer work? Thanks to its Pitch and Timbre table and Equalization settings, AV Voice Changer Software allows you to create unlimited number of pitch-timbre levels. Equalizer and Advanced Tuner can be adjusted accordingly to help normalize the new voice to make it more natural.

Free Download: http://www.deprice.com/avvoicechanger.htm

FantaMorph (Abrosoft)

FantaMorph is professional photo-animation software, and yes it’s also a valuable and sophisticated toy for personal entertainment. With Abrosoft FantaMorph, creating morphing movie has never been easier and faster! You can do everything a professional animation director does to create amazing images and animations. FantaMorph supports most image formats including BMP, JPEG, TIFF, PNG, GIF, TGA, PCX, and even professinal 32bit with alpha formats. Exporting to Image Sequence, AVI, Animated GIF, Flash, and other formats are supported. You can crop, rotate, flip and adjust source image, all with FantaMorph’s built-in tools, without having to go to any additional software. It’s just plain fun!

Free Download: http://www.deprice.com/abrosoftfantamorph.htm

CrazyTalk (Reallusion)

Your photos are brought to life in amazing animation by fitting them with CrazyTalk’s facial morphing technology. Sounds complicated, but CrazyTalk’s tools make animating any photo or image extremely easy. Simply match the 4 control points of inside the fitting wizard to the corresponding facial features of your photo. Once the fitting process is complete, CrazyTalk’s 3D expression morphing technology is able to apply unlimited expressions and gestures (such as smiling, frowning, crying and laughing) directly to the image.

CrazyTalk’s then gives a voice to your photos by allowing them to lipsync with audio recordings and spoken text messages. You can even record your own voice using the built-in audio recording function and your PC microphone. The automatic lipsync can be precisely refined using the CrazyTalk Media Studio Timeline editor allowing you easy access to each lip shape key-frame for custom editing control. Further edit audio once imported or recorded to the Timeline with the Audio Morphing Filter capable of disguising any voice or allowing you to fine tune the voice parameters for a perfect vocal. Once you start, you won’t be able to stop

Free Download: http://www.deprice.com/crazytalkhome.htm

John Deprice collects weird, unusual, offbeat or funny software. His collection is available at http://www.deprice.com

Document Management or Enterprise Information Management is perhaps one of the most important of the enterprise solutions that will provide a solution to the various requirements of SOX. Several sections of SOX have a direct bearing on the manner in which the digital documents/records of the enterprise are created, reviewed, approved, stored, retrieved, transferred, and destroyed.

Knowledge Management: Document & Records Management

Estimates have been made calculating that a significantly large proportion (some say, more than 70%) of the documents owned by an enterprise are in digital format and might never be seen in hardcopy.

According to Gartner’s Editor in Chief James Lundy: Records management will become a top 10 issue for many CIOs in the coming year.

In the following, we will discuss the various sections of SOX that a document management solution might help in complying with.

SOX Sections:

Section 302: According to Section 302, the CEO and CFO have to personally certify the financial statements and disclosures made by the company on authenticity and accuracy. This requires a system in place that will make the CEO and the CFO confident that all the disclosures that the company makes are accurate and authentic. This can be done in two ways:

One is to trickle-down the responsibility of the CEO and the CFO to the lower management levels and in response bubble-up the sign-offs from the lower management levels on all documents that are inputs to the company filings.

Second is to design comprehensive business processes that produce the company filings. The business processes will be designed in a very rigorous manner to comply with all the provisions and proper implementation and training of all the personnel related to the business processes will be carried out and tested on a periodic basis. Further, the business processes themselves will be open to stringent internal audits that will be carried out from time to time.

One, or a combination of both these practices will go a long way towards ensuring proper compliance.

For both these options it is clear that a strong enterprise-wide document management system will provide the foundation on which the compliance will actually be carried out. In the first case, the sign-offs can be configured using a workflow module of the document management system. In the second case, the business process itself will be configured in the document management system and all the relevant supporting or input documents too will be part of the DMS and appropriate subordination and linking will be done between the official company filings and all the input documents to it.

As proof of the records supporting the final company financialsas filed or reportedit is important to archive all the emails, excel sheets, instant messages or other communications and documents that were exchanged which led to a final certified filing by the CEO and CFO. This will safeguard the CxO’s claim that all the financial reports are true to their knowledge and due diligence was carried out before certifying the reports.

Section 404: The CEO and CFO need to provide a report assessing and certifying that the “internal controls” have been assessed and are working fine or that there are weaknesses and appropriate action is being taken. Complying with this requirement is one of the most difficult parts of SOX and requires a whole slew of people, processes and technologies. However, DMS has an important role to play in this.

All the emails and attached documents in the chronological sequence will need to be archived for the purpose of proving that the internal controls are appropriate. Ideally, a workflow module will provide added assurance that the internal controls are implemented.

Section 103: requires storing the documents for a period of 7 years for audit companies. The company being audited would naturally want to replicate the documentation to guard against any discrepancy or miscommunication or mismanagement. Also another part of the act requires

Section 409: requires near-real-time reporting of all material eventswhether internal or external to the investors and the regulatory bodies. This can be accomplished by using a single enterprise-wide document management system with appropriate “alerts” and notifications and workflow configured according to the design of the compliance-based business processes. This system would make sure that all relevant information is immediately relayed to the top management (CEO and CFO) and the compliance committee and advisors with minimum delays and latency. DMS provides appropriate capabilities to the compliance advisors to provide a recommendation (within the stipulated time frame) linked to each alert and escalate the reports to the CxOs with the appropriate recommendations. The CxOs can then decide whether it merits disclosure under the compliance act based on recommendations of their Compliance Committee or Advisors.

Section 802: provides for criminal penlties for knowingly altering, destroying, concealing and other activities, such as introducing false records, related to impeding or influencing an ongoing or potentially upcoming investigation by a federal agency. This would call for holding all documents in a secure system where absolutely no one in the company can alter them once they are finalized. Also this calls for a formal document retention and destruction policy which is strictly adhered to (in fact, can be proven to be adhered to) and which involves making sure that no document which any investigating agency would require is being destroyed or deleted. Furhter, the act requires that as soon as the company comes to know about a potential investigation all documents pertaining or somehow germane to that investigation are immediately ordered indestructible to or unalterable by anyoneincluding the CxOs of the company. This makes it important to have a feature related to creat!

ing and accepting “alerts” from the legal department of the company about any ongoing or upcoming potential investigations and as a consequence immediate information “vaulting” of all related documents. This feature will ensure compliance with this particular section and save a potential prison term and a large monetary fine and of course loss of credibility.

This section has a strong bearing on a records or document management policy of a company. The company should develop a proper document management policy and adhere to it in a timely and rigorous manner. If this is not done, the company is exposed to severe costs and damage in terms of providing documents to hostile parties in “pre-trial discovery”the legal process of providing all relevant documents to the opposing party in a legal suit. It also exposes the company to accusations of hiding or destroying relevant documentsif done at a later stageeven before any legal proceedings are begun against the companya la Arthur Andersen’s Enron-related documents.

Document Management systems provide several benefits to the company. Since an IT system is a business process frozen in a particular software and hardware implementation, it proves that the particular business process is being consciously and diligently adhered to. In the worst case, this proves that the compliance is being followed in spirit. Now whether the compliance is being followed in form can be found out from the results of the particular system and also from the audits of it at various stages of the business process. The capability to follow an audit trail on all documents created or processed through it is extremely useful in executing compliance activities and also in proving compliance at a later stage. The capability to create workflows automatically creates auditable process paths.

The DMS also makes possible to access any documents at any point of time with relative ease. It also acts as a centralized repository of documents (both structured and unstructured). All publicly disclosed documents can be locked in the final form as images and can not be tampered with later on. These can be stored and deleted according to the schedules of various regulatory and compliance Acts of the Government. Document and information which is supposed to be for limited consumption at the top management level can also be strictly screened and internal controls on these can be enforced rigorously. At the appropriate time the documents can be “published”.

Whistleblower: For this section of the act, it is important that a document management system is provided to log all whistleblower communicationabsolutely securely where no unauthorized personnel may be able to access itand store all communications.

An indirect requirement for Document Management Systems in the enterprise is for the purpose of storing the documents related to enterprise compliance policies, their updates, amendments, the internal control policies of the company and other documents of a similar nature that help in proving the compliance process at the enterprise.

The company needs to make policies about the following aspects of documents:

• Creation
• Approvals
• Publishing
• Retention
• Access
• Distribution
• Lifecycle

This policy will help in implementing the contradictory requirements of document retention for compliance purposes and document deletion for reducing the cost of document retention and improving operational efficiency.

Initial step is to define the document retention policy. The second step is to survey the existing document management systems in place in the enterprise and the third step is to create a proper document management system.

Have a centralized repository of documents.

Have a structured and hierarchical architecture

Have security & access control

*A Report Distribution System or Document Management & Workflow System will disburse this to the CEO and the CFO within the prescribed time-frame and allow them enough time to make their own final judgments about the situation.

Finally, a Public Information Distribution System should exist to quickly disburse this informationif judged important by the CEO & the CFOto the investors & other stakeholders or relevant authorities prescribed by SOX.

Author: Dr. Vikas V. Gupta.

Email: ceo@inkorus.com

http://www.inkorus.com

www.istrat.co.in
www.gemolap.com
www.internetsrus.com
www.real-estate-web-software.com

About The Author

Dr. Gupta is the Founder & President of Istrat. He is a B.Tech. from IIT, Bombay & did his M.S.(Engineering) & Doctorate in Engineering Science (Ph.D.) from Columbia Univ., New York. Following his doctorate he has worked at University of California, Irvine as a Research Scientist and as an Asst. Prof. at IIT Kharagpur.

He is responsible for setting the strategy and direction of the company and looks after the strategy and execution of the strategy. He provides a global perspective to the company and provides a bridge between Indian IT resources, including talent and products, and global clients with IT requirements. He provides the Indian IT talent with an understanding of the parameters important to the global client (namely, quality, reliability and delivery, besides cost). Similarly he provides the global clients with an understanding of the breadth & depth of expertise of the Indian IT workforce (namely, Architecture & Design expertise, product development & project management expertise and functional expertise of business processes of various industry sectors, besides low cost programming talent).

The leasing industry is yet to significantly harness the powers of the Internet. Despite the hype, the web enabling of the leasing process has been sporadic at best. While the industry has already taken to the Internet’s obvious convenience for credit scoring and front-end application processing, a larger and perhaps a more significant impact on productivity has yet to be realized. The advent of the lease life-cycle management model can realize this untapped potential for productivity and, if implemented well, can even directly enhance profitability. Online lease management and accounting software certainly has the makings of a paradigm shift in the lessor’s approach to the lease accounting software. More specifically, it holds enough promise to replace the client/server model just as the client/server model itself dethroned the main frame.

The Benefits of an Internet Model based Lease Management system
To implement, the Internet model is much simpler than its client/server based counterpart, demanding nothing more than a secure Internet server on which the lease accounting software and database reside. Each of the limitless number of computers accessing the server can run any operating system, be it Apple Macintosh or Windows 2000, with nothing more than access to the Internet. By inference, the type of Network and the leasing software’s compatibility to it no longer matters. Even the physical implementation of the network itself, in laying down the wiring and connections, becomes redundant when any authorized computer belonging to any authorized user, is part of the virtual network. In this respect, especially for lessors with multiple operations in different locations, the model used in the lease management software is a boon that takes no more significant effort to tie two computers into its virtual network as it does 2,000. Even training employees to use the lease accounting software becomes easy when there is one standard program worldwide. This immediate scalability and operating-system/network-independence of the leasing software model makes it possible for lessors of all sizes to experience IT benefits unknown in the client/server world.

It would seem that today’s nascent Internet technology compromises the functional power of the client/server model in their leasing software; complex algorithms required to amortize income or calculate yields appear hard or even impossible to replicate on a browser. Fortunately, however, with the growing sophistication of Internet developmental platforms such as Microsoft’s Active Server Pages, Internet applications run a tight race with client/server technologies. The Internet based lease accounting software enables yields and depreciation schedules to be calculated with the same click of a button. The lease management software facilitates reports to be sorted, filtered and queried to obtai any conceivable information available in the database. Income, IDC and residual can be accrued, blended and separated, just like they are in client/server systems.

Not surprisingly, even technology as complex as an Enterprise Resource Planning system, simultaneously used for solutions from global car-manufacturing to domestic chemical-production, runs on Internet-based applications today similar to the internet based lease accounting software. Leading ERP vendors including SAP, Oracle Financials and PeopleSoft, for instance, have tried and tested success stories of highly versatile and complex system that are browser based. “Lease Management Software”, says Jay Mehra, COO of Odessa Technologies, Inc., “though sophisticated in its own right, can quite easily be implemented on the Internet.” Despite the complexity, therefore, the functional powers of traditional models are easily captured in Internet-based applications.

Functionality of the Internet model and the Lease Management Software
While functionally the Internet application is interchangeable, its differentiating quality lies in its approach to data. By the very nature of their technology, client/server systems typically just crunch numbers. A good Internet based application, on the other hand, maximizes the value of that data, in addition to maintaining it. This translates into a direct value-add for the lessor’s operational efficiency. Sales staff can, for instance, be allowed to access the leasing software from anywhere they can connect to the Internet. During negotiations, they can obtain historic information about the lessee to make informed decisions for new business opportunities through the lease management software. The traditional one-way pipelines of data delivery thus become forums for information exchange.

Equally important, as shown by the diagram above, the new channels of Internet-driven communication can now enhance the lessor’s external relationships. Odessa Technologies, developer of a wholly web-based Lease management and accounting software, uses a series of independent web sites that ties the lessor with its various business partners. Through their lessee web site, lessees can get online help, access important account information, download invoices and even make secure Net payments enabled by the lease management software. Moreover, by leveraging the critical data residing within the Internet application, the lessor can even customize business promotions based on the individual lessee logging onto the system. Far from being just a tool that manages a part of the leasing business, lease management software thus becomes a way of conducting and even marketing the business. Through the Internet model the leasing software is able to bring about new sources of productivity, both direct and implied, are thus created from business relationships that are fuelled by information flow.

LeaseWave© - A new Wave in Lease Accounting Software
While the advantages of Internet-based applications are obvious, there is a conspicuous absence of such technology in the leasing industry. It is this gap between the ideal technology and what is typically available that Odessa Technologies, Inc. is fulfilling. With the release of LeaseWave©, a technology built entirely on Microsoft’s Internet platforms, Odessa brings the lease management process online. Through LeaseWave© and technological collaborations with companies such as CapitalStream and Ivory Consulting, the company offers a comprehensive solution that is entirely Internet based by way of the lease accounting software. LeaseWave©, at its core, provides for complete asset management and lease accounting functionality, allowing the lessor to efficiently manage any number of lease portfolios in the leasing software. Beyond this core, LeaseWave© provides a series of interactive web sites that connects the lessor with business partners including lessees, funding sources, auctioneers and banks via the lease management software. Each line of communication in the lease software employs secured socket layers for complete security and is even e-commerce enabled, allowing for secure online ACH and credit card payments.

It is common knowledge that front-end systems, such as CapitalStream’s CapitalStream - FinanceCenterTM are already leveraging the powers of the Internet. The efficiencies that they have realized, however, represent only the beginnings of a greater change. Still to be tapped are the efficiencies of large data-rich back-end processes. The web-enabling of lease management and accounting software is a step towards this efficiency-realization. As Internet technology seeps into the back-end, the leasing industry stands to experience a rare paradigm shift: one where the technology drives the process rather than being driven by it.

Bios
Madhu Natarajan, CEO Odessa Technologies, Inc.
Madhu Natarajan became the CEO of Odessa Technologies. He has consulted for various companies including Caterpillar, Inc and Crowe Chizek, LLP; Madhu brings with him an extensive research based leasing background with 5 years of leasing software experience. He holds a Bachelor’s degree in Computer Science and Business Administration from Monmouth College, Monmouth, IL; Madhu graduated Magna Cum Laude.
fax copy to 610-293-9903

Currently Microsoft Business Solutions is on the way of creating so-called suites: Microsoft Financials, Microsoft Distributions, Microsoft HR, Microsoft Manufacturing. It is very difficult to say which product will be the core of which suite, but the best guess is this: Microsoft Great Plains - Microsoft Financials and probably Distribution/Supply Chain Management and HR, Solomon - Microsoft Project or Professional Services, Navision - Microsoft Manufacturing. If you have Microsoft Business Solutions Navision and support it for your company then you need to know some technical details about Navision version upgrade and what is going on behind the scenes, which options do you have in case of C/SIDE customization or Jet Reports.

The challenge of Navision Upgrade This should be understood by both: software developer and company executive.

• One Dictionary - in contract to such product as Microsoft Great Plains, where customization goes into separate dictionary - Navision customization sits in the same dictionary. This means that when new version is out there - the customization should be re-analyzed and moved from the old dictionary to the new. If you remember the history - Navision actually merged several dictionaries couple of versions back - this was very tough time for customization upgrade
• SQL Server side - from this side upgrade is smooth, because Navision doesn’t use complex SQL functionality and SQL Server itself is rather data storage.

Do I need consultant? It is probably good idea to have consultant to do the upgrade. We strongly recommend you to use consultant in the following cases

• You have C/SIDE customization or any customization for your Navision
• You have a lot of custom Jet Reports
• Your Navision has more than 20 users and you have to have upgrade done over the weekend - if it fails - you have business problems
• You don’t have support - in this case you have to select your Microsoft Business Solutions Partner and pay for the annual support/enhancement plan - you will get new registration key and will be ready for the upgrade

Good luck in upgrading and if you have issues or concerns – we are here to help! If you want us to do the job - give us a call 1-866-528-0577! help@albaspectrum.com

John Kleb is Certified Navision Specialist in Alba Spectrum Technologies – USA nationwide Navision, Great Plains, Microsoft CRM customization company, based in Chicago, California, Texas, Florida, New York, Georgia, Washington, Colorado, Canada, UK, Australia and having locations in multiple states and internationally (www.albaspectrum.com).

You can contact John: andrewk@albaspectrum.com

Have you ever been to a web site that asks you to download Macromedia Flash? Have you ever seen a Flash button on a web site that had a lot of animation and seemed very hi-tech? If so, you may have wondered what exactly Flash is. Flash is not a new technology, but it is still used in many different ways on the Internet today.

Flash can refer to Macromedia Flash player, and to refer to the program used to create Flash content. Some may wonder what exactly Flash does. Flash is a program that is used to create games and movies that can be put on the Internet. Interactive web sites are also made with Flash. Most web browsers support Macromedia Flash. Flash supports vectors, raster graphics, and ActionScript, which is a scripting language. Finally, Flash can stream audio and video at the same time.

Flash was first introduced in 1996. At that time, most browsers did not have Flash capabilities. However, the amount of browsers with Flash compatibility rose dramatically in a very short amount of time. Businesses started to pay web designers to design sites utilizing Flash. Flash is frequently used with web pages to make them more interactive and even more professional in some cases. Some web pages have animated flash introductions. Advertisements have also been created using Flash. Flash files are generally given a .swf file extension and can appear either within a web page or can be played in Flash Player.

Many people prefer using Flash to other technologies when creating web sites. Some people use animated GIFs. GIF images are really just looped and so they do not take that much memory. However, many people prefer Flash because the user can control the animations. GIFs are limited to 256 colors, while Flash can have millions. Java Applets are other another medium for Flash-like animations. However, some find the programming language too difficult. Flash programming is very easy in comparison to other types of programming, so more inexperienced persons can make interesting animations with Flash.

Macromedia Flash has to be purchased. Once commonly heard complaint is that the software is very expensive. However, there are other programs besides Macromedia’s that can create flash banners and animations. These are often less expensive and can be a good alternative for the budget-minded webmaster looking for a cheap and easy way to create a Flash banner or animation.

Maxine Winters recommends Flash Text Animation Builder to easily create an attractive flash banner.

New Hampshire has no State Income Tax. There for there is no State Agency to oversee withholding deposits and reports. There are no State W2’s to file, no supplement wage withholding rates and no State W2’s to file.

Not all states allow salary reductions made under Section 125 cafeteria plans or 401(k) to be treated in the same manner as the IRS code allows. In New Hampshire cafeteria plans are taxable for unemployment insurance purposes. 401(k) plan deferrals are taxable unemployment purposes.

In New Hampshire supplemental wages are required to be aggregated for the state income tax withholding calculation.

The New Hampshire State Unemployment Insurance Agency is:

Department of Employment Security
Unemployment Compensation Bureau
32 S. Main St.
Concord, NH 03301-4857
(603) 224-3311
www.nhworks.state.nh.us/ucpage.htm

The State of New Hampshire taxable wage base for unemployment purposes is wages up to $8000.00.

New Hampshire requires Magnetic media reporting of quarterly wage reporting if the employer has at least 250 employees that they are reporting that quarter.

Unemployment records must be retained in New Hampshire for a minimum period of six years. This information generally includes: name; social security number; dates of hire, rehire and termination; wages by period; payroll pay periods and pay dates; date and circumstances of termination.

The New Hampshire State Agency charged with enforcing the state wage and hour laws is:

Department of Labor
Inspection Division
95 Pleasant St.
P.O. Box 2076
Concord, NH 03302-2076
(603) 271-3176
www.labor.state.nh.us/

The minimum wage in New Hampshire is $5.15 per hour.

The general provision in New Hampshire concerning paying overtime in a non-FLSA covered employer is one and one half times regular rate after 40-hour week.

New Hampshire State new hire reporting requirements are that every employer must report every new hire and rehire and contractors over $2,500. The employer must report the federally required elements of:

• Employee’s name
• Employee’s UI ID
• Employee’s address
• Employee’s social security number
• Employer’s name
• Employers address
• Employer’s Federal Employer Identification Number (EIN)

This information must be reported within 20 days of the hiring or rehiring.
The information can be sent as a W4 or equivalent by mail, fax or electronically.
There is a $25.00 penalty for a late report in and $500 for conspiracy in New Hampshire.

The New Hampshire new hire-reporting agency can be reached at 800-803-4485 or 603-229-4371 or on the web at www.nhworks.state.nh.us/newhire/newhire.htm

New Hampshire does not allow compulsory direct deposit

New Hampshire requires the following information on an employee’s pay stub:

New Hampshire requires that employee be paid no less often than weekly; biweekly, semimonthly, or monthly if commissioner agrees.

New Hampshire requires that the lag time between the end of the pay period and the payment of wages to the employee not exceed eight days after workweek when wages are earned.

New Hampshire payroll law requires that involuntarily terminated employees must be paid their final pay with in 72 hours; next regular payday if suspended due to labor dispute or temporarily laid off. Voluntarily terminated employees must be paid their final pay by the next regular payday or by mail if employee requests it; within 72 hours if 1 pay period’s notice is given.

Deceased employee’s wages of $500 must be paid to the surviving spouse; adult children; parent; siblings; funeral expenses (in that order).

Escheat laws in New Hampshire require that unclaimed wages be paid over to the state after one year.

The employer is further required in New Hampshire to keep a record of the wages abandoned and turned over to the state for a period of 10 years.

New Hampshire payroll law mandates no more than $2.77 may be used as a tip credit.

In New Hampshire the payroll laws covering mandatory rest or meal breaks are only that must have 30 minutes rest after five hours of work.

There is no provision in New Hampshire law concerning record retention of wage and hour records therefor it is probably wise to follow FLSA guidelines.

The New Hampshire agency charged with enforcing Child Support Orders and laws is:

Division of Child Support Services
Department of Health and Human Services
Health and Human Services Bldg.
129 Pleasant St.
Concord, NH 03301
(603) 271-4427
www.dhhs.state.nh.us

New Hampshire has the following provisions for child support deductions:

• When to start Withholding? 14 days after receipt of order.
• When to send Payment? Payday.
• When to send Termination Notice? Within 15 days of termination.
• Maximum Administrative Fee? $1 per payment.
• Withholding Limits? Federal Rules under CCPA.

Please note that this article is not updated for changes that can and will happen from time to time.

Charles J. Read, CPA has been in the payroll, accounting and tax business for 30 years, the last fifteen in private practice. Mr. Read is the author of “How to Start a New Business”. For Professional Payroll services at a Budget Price go to http://www.PayrollonaBudget.com a Paperless Payroll Company. Go to http://www.CustomPayroll.com For a full service payroll service bureau with CPA’s on staff. See an excerpt of Mr. Read’s interviews from William Shatners “Heartbeat of America” television show on the websites linked above.

Have you ever read best sellers on the cold war and spies? Many of us have grown up on the thrills and chills presented by such novels where spies are watching everything and are in the know of every action or step taken by important people.

The cyber world too has such spies and, among the many kinds is surveillance software. These are designed to surreptitiously monitor a person’s activities. It can, not only record keystrokes and log the content of emails but even take screenshots of what is displayed on the monitor.

Surveillance software can be used to monitor a person and steal passwords and other sensitive information like financial transactions and confidential matters pertaining to business deals. Computers are most vulnerable when used online.

Key logger programs include SpectorSoft’s Spector Pro and EBlaster, XPCSpy, and Omnisquad’s Desktop Surveillance Personal edition. Programs like these abound and they are used to spy on you without your knowledge or consent. In many states an employer or spouse is legally entitled to use these.

In fact, in the US many employers are using surveillance spyware to monitor their employees. Even the government has been using technology to track criminals and to spy into private communications. Surveys indicate that spyware, adware, and other malicious programs are costing victims billions of dollars every year. To fight the menace a coalition “Stop Badware Coalition” of tech companies and consumer groups has formed to stop misdeeds by companies who produce software that spies. Fighting the cause are giants like Google, Lenovo, Sun Microsystems, Berkman Center, Vint Cerf, and Esther Dyson.

Cleverly designed, most anti-spyware programs cannot detect or disable surveillance spyware efficiently. And, spywares are being improved as we speak. You can only attempt to create your own protective fortress by using multiple anti-spyware tools. For example a good workable combination according to PCworld would be Ad-ware, spybot, Pestpatrol, and Spysweeper.

You need to think like a spy to catch the surveillance software. Try and uncover the program and then disable or uninstall it. Many emerge on using specific keystroke sequences like “CTrl-ALT-Shift-S.” Very often, the installer or the spyware may have altered the sequence but a bit of doggedness on your part will help you unravel the code. Please do close every application include those running in the systems tray before trying to work the magic.

If you are a bit tech savvy you can discover plenty of useful information on blogs and discussion forums. Sadly, often spyware is password protected and you will not be able to disable the software.

Your safest bet is to avoid downloading software, and use strict log on security offered by operating systems. Always use unusual passwords and make it a point to change them often. You must:

• Use a hardware router.
• Set up firewalls both hardware and software.
• Use comfortable security settings—never lower than medium.
• Never comply to return e-mail receipt requests.

Stay one step ahead and follow the rules of protecting your PC and sanity.

Chris Young is a freelance writer for www.1888SoftwareDownloads.com , the premier website to find Free Software Downloads including free anti-virus software, free spyware detection software, free toolbars, free chat software and more. He also freelances for Free Online Games site www.1888FreeOnlineGames.com

Chuck, decided to start a bus route, with a brand new bus, so he ordered a bus from the distributors of Volvo. When it was delivered he was dismayed to find that, although it had a chassis, an engine, a driver’s seat and steering wheel, there was little else. All the “soft options” were missing. He called the distributor who advised that that was the way it was. Chuck had to build his own body, install seats and all the rest of it. And, as he didn’t have a license to drive a bus, he would have to employ a driver.

What’s this got to do with computers and software?

A great deal!

You see a computer is a piece of machinery, just like an engine. You can go out and buy the most expensive, most powerful automobile in the world, but without the soft options and a driver it won’t go anywhere. The same with a computer. The world’s most powerful and expensive computers, in business, government or the military are, without the software and the drivers, just

USELESS PIECES OF EXPENSIVE JUNK

It is not by accident that Bill gates is one of the two richest men in the world. As a young man he recognized the future of home computers and realized they would all need user friendly software to make them work. He fill that need with Microsoft’s MS Dos, then Windows and other software programs.

Microsoft software, is not, to be frank, the best software in the world, but it is by far the most popular and usually the most affordable. And because it is used on most PC’s around the world, it is almost obligatory to install it on your own computer, to enable exchange of documents and communicate with others.

Linux is reputed to be a better, more robust operating system than MS Windows, but few people use it because there are relatively few software programs compatible with it, and it takes some time to learn how to use it. And yet there is a free version. There are office suites (similar to MS Office) available on the internet free, there are programs better than MS Powerpoint (IMHO), but MS products are so entrenched in computerland that few people look beyond them unless they can’t get what they need from Microsoft.

Why can’t they get them from Microsoft?

MS only makes popular software that will be used by millions of people. They spend millions of dollars to develop a program, then sell millions of copies of it. A flower breeder wanting specialized software to assist him breed roses, for instance, can forget about Microsoft. They don’t have it and they are not interested in developing it. Not for the price the flower breeder could pay, anyway. There’s just not enough demand for it. No demand, no profit. No profit, no MS.

So, what can you do if you need a specialized program? Don’t give up hope yet. There are many software developers in the world who are developing niche software programs. You may find what you are looking for already available in your local computer store or, more likely, instantly available for download on the internet. If it’s not available, you can design your own. Yes, you can do that.

There are software designers available who will take your instructions concerning what you want your software to do and design your program for you. Designing and producing software can be likened to building a ship. This designer can be likened to the naval architect who takes instructions from the intended owner and draws up the blueprints for the ship. The architect needs to know a lot about the ship, what it will be used for (cruise ship, warship, cargo ship etc) and its size, capacity, functions and a whole lot more. Your software designer will need to get all this from you, exactly what you want the software to do, its functions, its capacity, its foundation (operating system) and every minute detail of what you require it to do.

Once the blueprint is completed to your satisfaction, your “ship” needs to be built, and this will be done by a programmer, who writes the code. Once the programmer has completed building the “ship,” everything needs to be tested, every little function must be tested over and over to make sure “portholes open and close, doors do the same, the engines work” and so on. In most cases, this requires a few trips back to the programmer to get bugs removed, until it is finally done. Now, once this has been satisfied, the ship will go on a “shakedown” cruise to test all the functions under operating conditions. In computer software, this is beta testing, where the software is handed to a number of testers who put it through rigorous testing to make sure that it works, works well and is robust enough to suffer a little over use or misuse.

When that’s all done, your software is ready for your use. You now own the world’s only copy of your special software.

Phew! That has taken a lot of time (several months most likely) and a lot of dollars. It may have taken 6 months to a year and cost you upwards of $50,000.00. Has it been worth the wait and the cost? Could you have gotten an existing program and had it adapted to your use? Was there a suitable program lurking out there that you did not find? Was there a way to cut the waiting time and cost? Is there a way to reduce the overall cost?

If you can join with hundreds, or thousands of others, in purchasing existing software, or sharing the costs of having special software designed and built, you can reduce the costs remarkably. This is called shareware and it is what you buy from Microsoft, Adobe and other software companies.

But can you do this with low demand software? Yes you can. You can buy accounting software, medical practise software, engineering software and many other kinds of software. Talk to people in your line of business and someone will know where to get specialized software that may help you.

If all else fails, send an email to mityoaks@bigpond.com and we’ll link you up with a software designer.

© 2005, Leslie H Sprankling. All Rights Reserved. Leslie H Sprankling is an Australian Business and Marketing Consultant with 30+ years in business. You can see numerous cutting edge business and personal software programs at his website, http://www.better-n-chocolate.com. These software programs are not available anywhere else on the internet. You will also find more timely business publications to help you develop and grow your business. In addition, you can get many free business articles like this one, for your own use or for publication and distribution. This article, and the others at the website,http://www.better-n-chocolate.com may be freely used, published or distributed in ezines, newsletters or websites providing the articles remain unchanged in any way and this resource box is included intact. For more information or inquiries please contact Leslie at mityoaks@bigpond.com.